We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
Here at The Penman Group, Inc., we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
Browse our selection of calculators and tools. You will find what you need to get started, and then contact us today for a free, personalized consultation.
Can You Make an Offer on a Pending Home?
Jun 12, 2026
Can you make an offer on a pending home? Learn what pending means, why deals fall through, and how to submit a backup offer in today’s housing market.
How Adjustable-Rate Mortgages Work: A Complete Guide
Jun 10, 2026
Understand how adjustable-rate mortgages (ARMs) work, including fixed periods, rate adjustments, indexes, and smart strategies to manage changing payments.
How to Use a VA Loan Calculator to Estimate Your Mortgage
Jun 08, 2026
Learn how to use a VA loan calculator to estimate payments, plan your budget, and buy a home with confidence using your VA benefits.